The main policy types to consider are third party, third party, fire and theft and comprehensive. Consider the pros and cons of each and choose the appropriate cover for your needs.

The primary reason car insurance is required is because of your liability, i.e., responsibility, for any damage you cause. Although you may carry optional comprehensive and collision coverage to cover your vehicle, the coverages required by most states' laws are bodily injury and property damage insurance. These coverages through state-specific cov

1. Auto Collision: Helps pay for damages to your vehicle after an accident, regardless of whos at fault.2. Comprehensive: Protects you from non-accident related incidents like theft, vandalism or hail.3. Liability Car Insurance: Covers injuries and damages you cause to others and their property in an accident.4. New Car Replacement: Ensures you can